Last updated: • Not accounting/tax advice
How to Compare in 2026
- Balance sheet/P&L effects (ASC 842), tax implications (work with your CPA).
- Cash flow timing and residual/return condition risk.
- Flexibility: refi, sale, and modifications under each path.
Modeling Steps
Build a loan scenario in the calculator, export cash flows, and compare to lease terms using NPV. See Lease vs Loan (Basics).