What will it cost to own?
Bring fuel, hangar, insurance and maintenance reserves into the same budget as your loan.
Build your ownership budgetAircraft loan calculator & ownership planningYour next aircraft.
Your next aircraft.
A clearer financial plan.
Estimate your payment, understand the cost of ownership, and compare your options before you buy.
Your planning workspace
No sign-up. Calculations stay in your browser.Start with the numbers.
Payment schedule & rate sensitivity Explore the detail
Your loan, payment by payment
| Payment | Date | Scheduled payment | Interest | Principal | Balance | Balloon due |
|---|
What if the interest rate changes?
All other scenario settings stay the same. These are hypothetical rates.
From a number to a decision
Make room for the whole picture.
Your payment is the starting point. A useful purchase plan connects the costs, the cash and the questions.
Which offer fits your plan?
Compare fees, interest and remaining debt over the same time horizon. Keep the balloon in view.
Compare two loan offersWhat should you resolve first?
Work through prebuy, title, insurance, taxes and closing before you commit to the purchase.
Follow the buyer’s flight planStart with your aircraft
Different missions. Different questions.
Explore the existing guide library by aircraft type. Check model generations, source dates and your own quotes.
A little preparation goes a long way
Answers for the decisions ahead.
Read a guide, test the assumptions in your scenario, and carry a clearer set of questions into your financing conversation.
Explore the guide library →Before you calculate
A few useful distinctions.
What does this aircraft loan calculator estimate?
It estimates scheduled payments, interest, cash at closing and any balance due at maturity from your inputs. It uses periodic interest and does not quote a lender’s rate or establish approval.
Does the monthly payment include operating costs?
The loan payment includes principal, interest and any extra payment entered. The ownership budget adds the fuel, insurance, hangar, maintenance and reserve assumptions you supply. Closing cash and the balloon remain separate.
Why can a lower payment still mean a more expensive loan?
A longer amortization period can reduce each payment while increasing interest or leaving more debt at your planned sale date. The offer comparator shows interest plus fees and the remaining balance over a common horizon.
Are my numbers sent to Jaken Aviation?
The tools calculate in your browser. Clicking the financing link opens Jaken Aviation’s website and does not send the scenario. A shared link includes your inputs, so share it only with people you intend to see those figures.