Aircraft Loan Calculator | Jaken Aviation

Q: What interest rate can I expect on an aircraft loan?

Rates depend on credit, aircraft, LTV, and market. Use the calculator and contact Jaken Aviation for current programs.

Q: How much down payment do I need?

Commonly 10%–25% depending on aircraft and borrower. The calculator supports either percent or amount to compare outcomes.

Q: Can I finance taxes and fees?

Often yes. Toggle finance options to include sales/use tax and fees in the principal and compare to paying upfront.

Q: What is a balloon payment and should I use one?

A balloon is a lump‑sum at term end that lowers periodic payments but raises the final amount due. Model both options in the calculator.

Q: How are payments affected by compounding and frequency?

Compounding converts nominal APR to an effective rate per payment period. Changing frequency (monthly, quarterly, annual) affects the per‑period rate and payment size.

Q: Do extra payments reduce interest?

Yes, extra principal reduces balance sooner, typically shortening the term and lowering total interest. Export the schedule to analyze.

Customize Every Detail

Set price, down payment, tax rules, fees, term, APR, compounding, payment frequency, balloon, and extra payments. See payments, totals, payoff date, and a full amortization schedule.

Guides on Aircraft Financing

Explore popular topics to understand aircraft loans, rates, terms, and strategies to get approved.

Purchase

Purchase Price

Down Payment Mode

Down Payment (%)

Trade-In Value (optional)

Sales/Use Tax Rate

Tax Applies To

Finance taxes in the loan Finance fees in the loan

Fees

Fixed Fees

Origination (%)

Loan

APR (Nominal)

Compounding

Term (Years)

Term (Extra Months)

Payment Frequency

First Payment Date

Balloon Mode

Balloon at End (%)

Extra Payment Per Period (optional)

Results

Amount Financed

Payment Per Period

Total Interest

Total Paid (All-In)

Payoff / Balloon Date

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Aircraft Loan FAQs

What interest rate can I expect on an aircraft loan?

Rates vary based on credit profile, aircraft age and type, loan‑to‑value (LTV), and market conditions. Use the calculator to compare scenarios and contact Jaken Aviation for current lender programs.

How much down payment do I need?

Down payments commonly range from 10%–25% depending on the aircraft and borrower. The calculator lets you set either a dollar amount or percentage to see how it impacts payments.

Can I finance taxes and fees?

Often yes. Toggle the options to finance sales/use tax and fees into the loan and compare to paying them upfront.

What is a balloon payment and should I use one?

A balloon is a lump‑sum payment due at the end of the term. It can lower periodic payments but increases the amount due later. The calculator supports fixed or percentage balloons so you can evaluate both paths.

How are payments affected by compounding and frequency?

APR is nominal and compounding converts it to an effective rate for your chosen payment schedule. Switching from monthly to quarterly or annual payments will change the per‑period rate and payment.

Do extra payments reduce interest?

Yes. Extra principal reduces the balance faster, typically shortening the effective term and lowering total interest. Export the amortization CSV to see the impact month by month.