Different Collateral, Different Structures
Jets and turboprops can carry different financing profiles. Lenders evaluate age, time on airframe and engines, and market liquidity. Newer and more liquid models often secure longer terms or lower rates, while older or specialty aircraft may need higher down payments or balloons.
What to Compare
- Terms: 10–20 years amortization is common; balloons may be used to manage payment.
- Payments: Monthly vs quarterly vs annual depending on cash flow.
- Rates: Risk‑based, dependent on collateral and borrower strength.
- Costs: Taxes, fees, and pre‑purchase inspections can be modeled in the calculator.
Run side‑by‑side scenarios in our aircraft loan calculator to see how collateral type and structure impact total interest and payment size.