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What to Expect in 2026
- LTV often 65–85% depending on model/year/usage; engine/APU programs help.
- Terms 7–15 years; balloons to manage payment and exit risk.
- Part 135: higher documentation and insurance requirements; clarify mission early.
Rate Structure
Compare fixed vs variable under 2026 rate scenarios. Consider caps and conversion options; keep reserves for potential resets.
Modeling
Use the calculator to set Base/High/Low APR paths and a 10–20% balloon. Export CSV to evaluate total interest and payoff date. If chartering, overlay training and maintenance costs in your cash plan.
External: FRED · NBAA · FAA Registry