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Programs & Terms in 2026
- LTV often 70–85% for liquid models and vintages; older/high‑time airframes trend lower.
- Terms 7–15 years depending on age/mission; balloons common at 10–30%.
- Payment cadence: monthly standard; quarterly for seasonal businesses.
Documentation & Insurance
Strong logs, maintenance program participation, and pilot training plans support better pricing. Coordinate insurance wording early; see insurance requirements.
Modeling Path
Use the calculator to compare fixed vs variable (guide), then add a moderate balloon. Export CSV to compare total interest and payoff date across Base/High/Low 2026 rate paths.
External: FRED · NBAA · FAA Registry