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Budget Categories
- Fuel, oil, and engine reserves (TBO planning).
- Maintenance, inspections, avionics fixes; hangar/tie‑down.
- Insurance, training, subscriptions (charts, EFB).
- Debt service from the calculator; test cadence and balloons.
Tips
- Use realistic hours flown; adjust insurance annually.
- Set aside reserves monthly to smooth annual/unscheduled items.
- Consider prepayment only after reserves are healthy.