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Market & Underwriting
Modern twins (DA62) command strong interest and can enjoy better LTV and terms than older, high‑time airframes. Insurance requirements and pilot experience weigh heavily; plan training early.
LTV & Terms
- LTV commonly 65–80% for older twins; up to 85% on newer/liquid models.
- Terms 7–15 years influenced by age and use; balloons used to manage payments.
Examples
Baron 58
Solid corporate/owner-pilot demand. Clean logs and mid‑time engines help; budget for higher insurance/training standards.
Seneca V
Good trainer/mission flexibility. Verify AD/SB compliance; avionics modernization lifts marketability.
Diamond DA62
Newer tech and efficiency support strong pricing. Consider rate type vs your horizon.
Budgeting
Use the calculator to align payment cadence and evaluate a 10–20% balloon. Add reserves for training and insurance; see insurance requirements.
Related Articles
External references: FAA Registry · AOPA Finance · NBAA