:root{--navy:#122c40;--navy-deep:#0c2132;--ink:#172f41;--muted:#526575;--gold:#b58b43;--gold-light:#e7d5ae;--paper:#f5f7f8;--line:#dce3e8;--blue:#315a75;--radius:16px;--shadow:0 16px 44px #172f4109;--heading:'Manrope',system-ui,sans-serif;--font:'DM Sans',system-ui,sans-serif}
*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:105px}body{margin:0;background:var(--paper);color:var(--ink);font-family:var(--font);font-size:16px;line-height:1.65}button,input,select{font:inherit}button,a{-webkit-tap-highlight-color:transparent}button{cursor:pointer}a{color:#315a75;text-underline-offset:3px}a:hover{color:#7e5e27}button:focus-visible,a:focus-visible,summary:focus-visible,[tabindex]:focus-visible{outline:3px solid #c19446;outline-offset:4px}input:focus,select:focus{outline:2px solid #64879e;outline-offset:2px;border-color:#64879e}h1,h2,h3,h4{font-family:var(--heading);font-weight:750;line-height:1.22;letter-spacing:-.035em}h1,h2,h3,p{margin-top:0}h2{font-size:clamp(26px,3vw,38px)}h3{font-size:21px}p{margin-bottom:1em}svg{display:block}img{max-width:100%;height:auto}[hidden]{display:none!important}.shell{width:min(1240px,calc(100% - 80px));margin-inline:auto}.eyebrow{display:block;font-size:11px;font-weight:700;letter-spacing:.16em;text-transform:uppercase;color:#7e5e27}.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}.skip-link{position:fixed;top:-100px;left:15px;z-index:100;background:white;padding:12px}.skip-link:focus{top:12px}
.site-header{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:30}.header-inner{display:flex;align-items:center;justify-content:space-between;gap:24px;height:92px}.brand{display:flex;align-items:center;gap:12px;color:var(--ink);text-decoration:none}.brand-mark{width:44px;height:44px;border:1px solid #cbb58c;display:grid;place-items:center;transform:rotate(-7deg);border-radius:12px;color:var(--navy)}.brand-mark svg{width:31px;height:31px;transform:rotate(7deg)}.brand strong{font:750 17px/1.3 var(--heading);letter-spacing:-.03em;display:block}.brand strong span{display:block}.brand small{display:block;font-size:10px;font-weight:600;letter-spacing:.08em;color:var(--muted);margin-top:3px}.header-inner nav{display:flex;align-items:center;gap:28px}.header-inner nav>a{font-size:13px;font-weight:600;text-decoration:none;color:var(--ink)}.header-inner nav>a:hover{color:#7e5e27}.button{display:inline-flex;align-items:center;justify-content:center;gap:20px;background:var(--navy);color:white!important;border:1px solid var(--navy);text-decoration:none;font-size:14px;font-weight:600;padding:13px 21px;min-height:46px;border-radius:7px;transition:background .15s,box-shadow .15s}.button:hover{background:#244960;box-shadow:0 5px 15px #122c4015}.button-small{padding:9px 16px;min-height:40px;font-size:12px!important}.button-secondary{background:white;color:var(--navy)!important;border-color:var(--line)}.button-secondary:hover{background:#eff4f7}.button-light{background:white;color:var(--navy)!important;border-color:white}.button-light:hover{background:#eaf0f4}.text-button{background:none;border:0;color:#315a75;padding:5px 0;text-align:left;font-size:13px;font-weight:600;text-decoration:none;min-height:36px}.text-button:hover{text-decoration:underline}.menu-toggle{display:none}
.hero{position:relative;overflow:hidden;background:#fff;border-bottom:1px solid var(--line)}.hero .shell{position:relative;display:grid;grid-template-columns:1.15fr .85fr;gap:60px;padding-block:48px 42px}.hero h1{font-size:clamp(36px,4vw,55px);max-width:700px;margin:16px 0 18px;line-height:1.1}.hero h1 em{font-style:normal;color:#7e5e27}.hero p{max-width:620px;color:var(--muted);font-size:16px;margin-bottom:0}.hero-aside{display:flex;flex-direction:column;justify-content:center;align-items:flex-end}.flight-line{width:285px;height:93px;color:var(--gold);opacity:.8}.hero-benefits{display:flex;gap:20px;margin-top:24px;font-size:11px;font-weight:600;color:var(--muted)}.hero-benefits span{display:flex;align-items:center;gap:7px}.hero-benefits span:before{content:'✓';color:#7e5e27}.breadcrumb{display:flex;gap:9px;align-items:center;flex-wrap:wrap;font-size:12px;color:var(--muted);padding-top:28px}.breadcrumb a{color:var(--muted);text-decoration:none}.compact-hero .shell{display:block;padding-block:32px}.compact-hero h1{font-size:clamp(32px,4vw,48px);margin-top:12px}
.planner{padding-block:34px 52px;scroll-margin-top:105px}.planner-heading{display:flex;align-items:end;justify-content:space-between;gap:25px;margin-bottom:22px}.planner-heading h2{font-size:24px;margin:6px 0 0}.private-note{font-size:11px;color:var(--muted);display:flex;align-items:center;gap:8px;max-width:260px}.private-note span{color:#7e5e27}.tool-tabs{display:flex;gap:4px;padding:5px;background:#e7edf1;border:1px solid #dce3e8;border-radius:10px;margin-bottom:20px;max-width:850px}.tool-tabs button{flex:1;white-space:nowrap;background:transparent;color:var(--muted);border:0;border-radius:6px;padding:12px 14px;font-size:12px;font-weight:600;min-height:43px}.tool-tabs button[aria-selected=true]{background:white;color:var(--navy);box-shadow:0 2px 6px #122c400d}.tool-tabs button:hover{color:var(--navy)}.planner-grid{display:grid;grid-template-columns:minmax(0,1.55fr) minmax(340px,1fr);gap:26px;align-items:start}.input-workspace{background:white;border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow);min-width:0}.tool-panel{padding:29px 30px}.panel-title{display:flex;justify-content:space-between;align-items:start;gap:16px;margin-bottom:24px}.panel-title h3{margin:0 0 7px;font-size:21px}.panel-title p{font-size:13px;color:var(--muted);margin:0}.step-badge{font-size:9px;text-transform:uppercase;letter-spacing:.06em;color:#7e5e27;white-space:nowrap;background:#f7f1e5;border-radius:4px;padding:5px 8px}.fields{display:grid;gap:19px 20px}.fields.two{grid-template-columns:repeat(2,minmax(0,1fr))}label{display:block;font-size:12px;font-weight:600;color:var(--ink)}label small{display:block;font-size:11px;font-weight:400;line-height:1.45;color:var(--muted);margin-top:6px}input:not([type=checkbox]),select{width:100%;min-width:0;border:1px solid #cad5dd;background:white;border-radius:7px;min-height:48px;padding:10px 12px;color:var(--navy);margin-top:7px;font-size:15px;font-weight:500}select{font-size:12px;padding-right:6px}input:disabled{background:#edf1f4;color:#607382}input[aria-invalid=true]{border-color:#bf564a;outline-color:#bf564a}.input-affix{display:flex;align-items:center;border:1px solid #cad5dd;border-radius:7px;margin-top:7px;background:#fff;overflow:hidden}.input-affix>span{padding-left:13px;color:#738390;font-size:14px;font-weight:400}.input-affix input{border:0;margin:0;border-radius:0;min-width:0;font-size:20px;font-family:var(--heading);font-weight:650;letter-spacing:-.02em}.input-affix:focus-within{outline:2px solid #64879e;outline-offset:2px}.input-affix input:focus{outline:none}.input-affix.suffix>span{padding:0 13px 0 0;font-size:12px}.assumption-note{display:flex;align-items:start;gap:9px;font-size:11px;color:var(--muted);margin:23px 0}.assumption-note>span{display:grid;place-items:center;border:1px solid #bac8d2;min-width:15px;height:15px;border-radius:50%;font-size:9px;margin-top:1px}.advanced{border-top:1px solid var(--line)}summary{cursor:pointer;list-style:none}summary::-webkit-details-marker{display:none}.advanced>summary{padding:18px 0;font-size:13px;font-weight:600;display:flex;align-items:center;gap:10px}.advanced>summary:before,.scenario-detail summary:before{content:'+';font-size:20px;font-weight:400;color:#6e8190}.advanced[open]>summary:before,.scenario-detail details[open]>summary:before{content:'−'}.advanced>summary>span{margin-left:auto;font-size:10px;color:var(--muted);font-weight:400}.details-content{padding-bottom:20px}.details-content .fields{gap:16px}.check{display:flex;align-items:start;gap:9px;font-size:12px;font-weight:400;margin:15px 0}.check input{accent-color:var(--navy);width:16px;height:16px;flex:none;margin-top:3px}.field-note{font-size:11px;color:var(--muted);margin:16px 0 0;line-height:1.6}.next-tool{margin:18px -30px -29px;padding:21px 30px;background:#f7f9fa;border-top:1px solid var(--line);border-radius:0 0 var(--radius) var(--radius);display:flex;flex-direction:column;gap:10px}.next-tool strong{font-size:12px}.next-tool small{display:block;font-size:11px;color:var(--muted);margin-top:3px}.next-tool .text-button{display:flex;justify-content:space-between;align-items:center}.context-note{background:#f0f4f7;padding:12px 15px;border-radius:7px;font-size:12px;color:var(--muted);margin:0 0 22px}.offers-inputs fieldset{padding:20px;border:1px solid var(--line);border-radius:10px;margin:0 0 20px;min-width:0}.offers-inputs legend{padding:0 9px;font-size:13px;font-weight:700}.compact-field{max-width:300px}
.result-panel{position:sticky;top:116px;border-radius:var(--radius);padding:28px 28px 0;background:var(--navy);color:white;box-shadow:0 14px 30px #122c4020;overflow:hidden}.result-head{display:flex;align-items:center;justify-content:space-between;gap:12px}.result-head .eyebrow{color:var(--gold-light);font-size:10px}.live-dot{font-size:10px;color:#c3d4df;display:flex;align-items:center;gap:6px}.live-dot:before{content:'';width:5px;height:5px;border-radius:50%;background:#94c8b9}.primary-result{padding-block:24px 23px;border-bottom:1px solid #ffffff25}.primary-result>span{font-size:12px;color:#c3d4df;display:block}.primary-result>strong{display:block;font:650 clamp(36px,3.2vw,47px)/1.3 var(--heading);letter-spacing:-.045em;margin:4px 0 4px;overflow-wrap:anywhere}.primary-result>span:last-child{font-size:10px;color:#c3d4df}.result-metrics{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:20px 16px;padding-block:21px}.metric small{font-size:10px;display:block;color:#c3d4df}.metric strong{display:block;font:600 19px/1.4 var(--heading);letter-spacing:-.02em;margin-top:4px;overflow-wrap:anywhere}.result-breakdown{border-top:1px solid #ffffff25;padding:18px 0 4px}.breakdown-row{display:flex;justify-content:space-between;gap:14px;font-size:11px;margin-bottom:8px}.breakdown-row>span{color:#c3d4df}.bar-chart{display:flex;overflow:hidden;border-radius:2px;height:5px;margin-bottom:15px;background:#ffffff20}.bar-chart>span:nth-child(1){background:#ddc79e}.bar-chart>span:nth-child(2){background:#96bacd}.bar-chart>span:nth-child(3){background:#729a91}.bar-chart>span:nth-child(4){background:#cad7df}.result-notes{font-size:11px;color:#c3d4df;margin-top:9px}.result-notes p{margin:0 0 12px}.result-notes .notice{border-left:2px solid var(--gold-light);padding-left:12px;color:#e8dcc4}.result-actions{padding-top:12px}.result-actions>.button{width:100%;font-size:11px;justify-content:space-between}.result-actions>div{display:flex;justify-content:space-between;margin:9px 0 15px}.result-actions .text-button{font-size:11px;color:#d7e3ea}.result-cta{display:flex;justify-content:space-between;align-items:center;background:#0e2435;margin:0 -28px;padding:22px 28px;color:white;text-decoration:none;border-top:1px solid #ffffff20}.result-cta span{font-size:10px;color:#c3d4df}.result-cta strong{display:block;color:white;font-size:13px;margin-top:3px}.result-cta>span:last-child{font-size:24px;color:var(--gold-light)}.result-cta:hover strong{text-decoration:underline}.result-fineprint{margin:0 -28px;background:#0e2435;padding:0 28px 22px;font-size:9px;color:#c3d4df;line-height:1.6}.result-fineprint a{color:#e7d5ae}.error-message{background:#fff0eb;border:1px solid #efb6a4;color:#853322;border-radius:8px;padding:16px;font-size:13px;margin:20px 0}.mobile-result{display:none}.comparison-cards{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin-top:14px}.comparison-card{padding:12px;border:1px solid #ffffff30;border-radius:6px}.comparison-card strong{display:block;font-size:19px}.comparison-card span{font-size:10px;color:#c3d4df}.comparison-card p{font-size:11px;margin:0 0 6px}.scenario-detail{margin-top:25px;background:white;border:1px solid var(--line);border-radius:12px}.scenario-detail summary{display:flex;align-items:center;gap:12px;padding:20px 25px;font-size:13px;font-weight:600}.scenario-detail summary>span{margin-left:auto;color:var(--muted);font-size:11px;font-weight:400}.schedule-content{padding:0 25px 25px}.schedule-heading{display:flex;align-items:center;justify-content:space-between;gap:20px;margin:8px 0 15px}.schedule-heading h3{font-size:18px;margin:0}.table-scroll{max-width:100%;overflow:auto;overscroll-behavior-x:contain;border:1px solid var(--line);border-radius:8px;max-height:410px;margin-block:18px 25px}table{width:100%;border-collapse:collapse;text-align:left;font-size:12px;background:white;color:var(--ink)}th,td{padding:12px 16px;border-bottom:1px solid var(--line);white-space:nowrap}th{background:#edf2f5;font-size:11px;font-weight:600}caption{caption-side:bottom;text-align:left;padding:13px;font-size:11px;color:var(--muted)}.sensitivity-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:15px}.sensitivity-card{border:1px solid var(--line);border-radius:8px;padding:15px}.sensitivity-card small{display:block;color:var(--muted);font-size:11px}.sensitivity-card strong{font:650 22px var(--heading);display:block;margin:5px 0}.sensitivity-card span{font-size:10px;color:var(--muted)}.sensitivity-card.current{background:#f6f0e5;border-color:#e0d0ae}.noscript-note{padding:20px;background:#fff3d9}
.content-section{padding-block:65px}.section-intro{display:flex;justify-content:space-between;align-items:end;gap:30px;margin-bottom:30px}.section-intro h2{margin:9px 0 0}.section-intro>p{max-width:360px;font-size:13px;color:var(--muted);margin-bottom:0}.cards-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:22px}.feature-card{padding:28px;background:white;border:1px solid var(--line);border-radius:12px;display:flex;flex-direction:column}.feature-card .card-number{font:500 12px var(--heading);color:#8c6d35;margin-bottom:23px}.feature-card h3{font-size:20px;margin-bottom:13px}.feature-card p{color:var(--muted);font-size:13px}.feature-card>a{margin-top:auto;font-size:12px;font-weight:600;text-decoration:none;padding-top:16px}.feature-card>a:after{content:' →';margin-left:8px}.pathways{background:#eaf0f3;border-block:1px solid var(--line)}.pathway-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:20px}.pathway{display:block;text-decoration:none;background:#fff;padding:25px;border:1px solid var(--line);border-radius:9px;color:var(--ink);transition:transform .15s}.pathway:hover{transform:translateY(-3px);color:var(--ink);border-color:#b8c8d3}.pathway .path-icon{width:37px;height:37px;border-radius:50%;border:1px solid #d7c7a5;display:grid;place-items:center;color:#8c6d35;font-size:18px;margin-bottom:25px}.pathway strong{font:700 17px var(--heading);display:block}.pathway span:not(.path-icon){font-size:11px;color:var(--muted);display:block;margin-top:9px}.editorial-band{display:grid;grid-template-columns:1fr 1.15fr;gap:80px;padding-block:70px}.editorial-band h2{margin-top:10px;max-width:470px}.editorial-band p{color:var(--muted);font-size:14px;max-width:440px}.editorial-links{display:flex;flex-direction:column}.editorial-links a{display:flex;justify-content:space-between;align-items:center;border-bottom:1px solid var(--line);padding:19px 0;font-weight:600;font-size:14px;text-decoration:none;color:var(--ink)}.editorial-links a small{display:block;font-size:10px;font-weight:400;color:var(--muted);margin-bottom:4px}.editorial-links a>span:last-child{color:#8c6d35;font-size:20px}.faq-section{background:white;border-top:1px solid var(--line)}.faq-grid{display:grid;grid-template-columns:.75fr 1.25fr;gap:70px}.faq-list details{border-bottom:1px solid var(--line)}.faq-list summary{padding:20px 35px 20px 0;position:relative;font-weight:600;font-size:14px}.faq-list summary:after{content:'+';position:absolute;right:0;font-size:20px;color:#8c6d35;top:13px}.faq-list details[open] summary:after{content:'−'}.faq-list p{font-size:13px;color:var(--muted)}
.site-footer{background:var(--navy-deep);color:#becdda;padding-block:48px 22px;font-size:11px}.footer-top{display:flex;justify-content:space-between;gap:30px;margin-bottom:38px}.footer-brand{font:650 18px var(--heading);color:white;text-decoration:none}.footer-top p{font-size:12px;margin:12px 0 0;line-height:1.9}.footer-top nav{display:grid;grid-template-columns:1fr 1fr;gap:14px 35px;align-content:start}.footer-top nav a{color:#d6e0e7;text-decoration:none;font-size:12px}.footer-bottom{border-top:1px solid #ffffff20;padding-top:20px;display:flex;justify-content:space-between;gap:20px}.footer-bottom p{margin-bottom:0}
.library-header{padding-block:45px 20px}.library-header h1{font-size:clamp(34px,4vw,48px);margin:14px 0 15px}.library-header p{max-width:700px;color:var(--muted)}.library-tools{padding:23px;background:white;border:1px solid var(--line);border-radius:12px;margin-bottom:25px}.library-tools label{max-width:600px}.library-tools input{background:#f7f9fa}.filter-chips{display:flex;gap:8px;flex-wrap:wrap;margin-top:20px}.filter-chips button{background:white;border:1px solid var(--line);border-radius:30px;padding:8px 14px;color:var(--muted);font-size:11px;min-height:36px}.filter-chips button[aria-pressed=true]{color:white;background:var(--navy);border-color:var(--navy)}.library-count{font-size:12px;color:var(--muted);margin:0 0 20px}.guide-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px;padding-bottom:60px}.guide-card{padding:24px;border:1px solid var(--line);border-radius:10px;background:white;display:flex;flex-direction:column;gap:12px}.guide-card small{font-size:9px;text-transform:uppercase;letter-spacing:.1em;color:#80612d}.guide-card h2{font-size:17px;line-height:1.45;margin:0;letter-spacing:-.02em}.guide-card h2 a{color:var(--ink);text-decoration:none}.guide-card p{font-size:12px;color:var(--muted);margin:0}.guide-card .read-guide{font-size:11px;font-weight:600;text-decoration:none;margin-top:auto;padding-top:10px}.empty-search{padding:35px;text-align:center;grid-column:1/-1;background:white;border:1px solid var(--line);border-radius:10px}.article-layout{display:grid;grid-template-columns:minmax(0,820px) minmax(210px,1fr);gap:55px;align-items:start;padding-block:28px 70px}.article-body{background:white;border:1px solid var(--line);border-radius:12px;padding:40px;min-width:0;font-size:15px;overflow-wrap:anywhere}.article-body h1{font-size:clamp(29px,3vw,41px);margin:0 0 27px;line-height:1.15}.article-body h2{font-size:25px;margin:35px 0 17px}.article-body h3{font-size:19px;margin:27px 0 13px}.article-body h4{font-size:16px}.article-body p{line-height:1.85}.article-body li{margin-bottom:9px}.article-body a{color:#315a75}.article-body .muted,.article-body .note{font-size:12px;color:var(--muted)}.article-body .card{padding:18px;border:1px solid var(--line);border-radius:8px;margin-bottom:16px}.article-body .related-articles{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:15px}.article-body .btn{display:inline-block;background:var(--navy);color:white;padding:10px 17px;border-radius:5px;text-decoration:none;font-size:13px;margin-block:8px}.article-body details{border-bottom:1px solid var(--line);padding:14px 0}.article-body details summary{font-weight:600}.article-body details p{margin:15px 0 0}.article-sidebar{position:sticky;top:120px}.article-sidebar>h2{font-size:12px;letter-spacing:.04em;text-transform:uppercase;margin-bottom:17px}.toc{list-style:none;padding:0;margin:0 0 28px}.toc li{margin:0 0 12px}.toc a{font-size:12px;color:var(--muted);text-decoration:none;line-height:1.45;display:block}.sidebar-card{background:var(--navy);color:white;padding:23px;border-radius:10px}.sidebar-card h3{font-size:20px;margin-bottom:12px}.sidebar-card p{font-size:12px;color:#c3d4df}.sidebar-card a{font-size:12px;color:white;font-weight:600}.library-notice{padding:15px 17px;border:1px solid #e0d0ae;background:#fcf8ef;border-radius:8px;font-size:11px;color:#6e5730;margin-bottom:27px}.article-body .mc{background:#f0f5f7;border:1px solid #cbd9e2;padding:23px;border-radius:10px;margin-block:28px}.article-body .mc .grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:17px}.article-body .mc button{margin-top:15px;background:var(--navy);color:white;border:0;border-radius:6px;padding:12px 18px;font-size:12px}.article-body .mc .out{padding:18px;background:white;border-radius:6px;margin-top:20px;font-size:13px}.article-body .mc .out p:last-child{margin-bottom:0}.article-body .mc input[type=checkbox]{margin-right:8px}.article-body .mc .calc-error{color:#a33d2c}.prose-page{max-width:900px;margin:40px auto 70px;background:white;border:1px solid var(--line);border-radius:12px;padding:45px}.prose-page h1{font-size:clamp(32px,4vw,46px)}.prose-page h2{font-size:26px;margin-top:36px}.prose-page h3{font-size:20px;margin-top:28px}.prose-page p,.prose-page li{color:#43596b;font-size:15px}.prose-page code{font-size:12px;background:#edf2f5;padding:4px 7px;white-space:normal}.prose-page .button{margin-top:16px}.print-plan{display:none}
@media(min-width:1500px){.hero .shell{padding-block:60px 50px}}
@media(max-width:1100px){.shell{width:calc(100% - 48px)}.header-inner nav{gap:18px}.hero .shell{gap:20px}.hero-benefits{gap:10px;font-size:10px}.planner-grid{grid-template-columns:minmax(0,1.35fr) minmax(310px,1fr);gap:20px}.tool-panel{padding:24px}.next-tool{margin-inline:-24px;margin-bottom:-24px;padding:20px 24px}.result-panel{padding:23px 23px 0}.result-cta{margin-inline:-23px;padding-inline:23px}.result-fineprint{margin-inline:-23px;padding-inline:23px}.step-badge{display:none}.article-layout{gap:25px}.article-body{padding:30px}.pathway-grid{gap:12px}.pathway{padding:20px}.tool-tabs button{padding-inline:10px}}
@media(max-width:850px){.header-inner{height:78px}.brand strong{font-size:15px}.brand-mark{width:38px;height:38px}.brand-mark svg{width:27px}.header-inner nav{gap:14px}.header-inner nav>a{font-size:11px}.header-inner nav>a:nth-child(2){display:none}.hero .shell{grid-template-columns:1fr;padding-block:33px}.hero h1{max-width:660px;font-size:42px}.hero-aside{display:none}.planner-grid{grid-template-columns:minmax(0,1fr) minmax(290px,.85fr);gap:16px}.tool-panel{padding:20px}.fields{gap:16px 13px}.input-affix input{font-size:17px}.next-tool{margin-inline:-20px;margin-bottom:-20px;padding:20px}.tool-tabs{max-width:none}.tool-tabs button{font-size:11px;padding-inline:9px}.result-panel{padding:20px 20px 0}.result-cta{margin-inline:-20px;padding-inline:20px}.result-fineprint{margin-inline:-20px;padding-inline:20px}.primary-result>strong{font-size:35px}.private-note{font-size:10px}.cards-grid{gap:14px}.feature-card{padding:22px}.pathway-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.editorial-band{gap:35px}.faq-grid{gap:35px}.guide-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.article-layout{grid-template-columns:1fr}.article-sidebar{position:static;display:grid;grid-template-columns:1fr 1fr;gap:20px}.article-sidebar>h2{grid-column:1/-1}.article-body{font-size:14px}}
@media(max-width:700px){html{scroll-padding-top:95px}.shell{width:calc(100% - 32px)}.header-inner{gap:16px}.menu-toggle{display:flex;gap:12px;align-items:center;background:white;border:1px solid var(--line);padding:9px 12px;border-radius:6px;font-size:11px;color:var(--ink);min-height:40px}.header-inner nav{display:none;position:absolute;top:77px;left:0;right:0;background:white;padding:20px 22px;border-bottom:1px solid var(--line);box-shadow:0 8px 15px #122c400c;flex-direction:column;align-items:stretch;gap:0}.header-inner nav.open{display:flex}.header-inner nav>a,.header-inner nav>a:nth-child(2){display:block;font-size:14px;padding:12px}.header-inner nav>.button{margin-top:10px;text-align:center}.hero h1{font-size:36px}.hero p{font-size:14px}.hero .shell{padding-block:29px 31px}.hero .eyebrow{font-size:9px}.planner{padding-top:25px}.planner-heading{align-items:start;margin-bottom:18px}.planner-heading h2{font-size:22px}.planner-heading .eyebrow{font-size:9px}.private-note{max-width:125px;text-align:right;font-size:9px;line-height:1.5}.private-note>span{display:none}.tool-tabs{overflow-x:auto;overscroll-behavior-x:contain;padding:5px;gap:3px}.tool-tabs button{flex:none;padding:11px 15px;font-size:11px}.planner-grid{display:flex;flex-direction:column;gap:18px}.input-workspace{width:100%;order:1}.result-panel{position:static;width:100%;order:0;padding:22px 22px 0;scroll-margin-top:90px}.result-head{display:none}.primary-result{padding-block:0 15px}.primary-result>strong{font-size:38px}.primary-result>span{font-size:11px}.primary-result>span:last-child{font-size:10px}.result-metrics{gap:12px 18px;padding-block:15px}.metric strong{font-size:17px}.result-breakdown{padding-top:14px}.result-actions{padding-top:0}.result-actions>.button{font-size:11px;min-height:42px}.result-actions>div{margin-bottom:8px}.result-cta{margin-inline:-22px;padding:16px 22px}.result-fineprint{margin-inline:-22px;padding:0 22px 16px}.result-notes{margin-top:8px}.result-notes p{margin-bottom:10px}.tool-panel{padding:23px}.next-tool{margin-inline:-23px;margin-bottom:-23px;padding:20px 23px}.panel-title{margin-bottom:22px}.panel-title h3{font-size:20px}.panel-title p{font-size:12px}.fields.two{gap:18px 15px}.input-affix input{font-size:18px;min-height:46px}.input-affix>span{font-size:12px;padding-left:10px}.input-affix.suffix>span{font-size:11px;padding-right:10px}.advanced summary{font-size:12px}.scenario-detail summary{padding:17px;font-size:12px;align-items:start}.scenario-detail summary>span{display:none}.schedule-content{padding-inline:17px}.schedule-heading{flex-wrap:wrap}.schedule-heading h3{font-size:17px}.sensitivity-grid{gap:8px}.sensitivity-card{padding:10px}.sensitivity-card strong{font-size:17px}.sensitivity-card small{font-size:10px}.sensitivity-card span{font-size:9px}.content-section{padding-block:42px}.section-intro{display:block;margin-bottom:23px}.section-intro>p{margin-top:15px}.section-intro h2{font-size:29px}.cards-grid{grid-template-columns:1fr}.feature-card{padding:25px}.feature-card .card-number{margin-bottom:14px}.pathway-grid{gap:12px}.pathway{padding:20px}.pathway .path-icon{margin-bottom:17px}.pathway strong{font-size:15px}.editorial-band{grid-template-columns:1fr;gap:20px;padding-block:45px}.editorial-band h2{font-size:30px}.faq-grid{grid-template-columns:1fr;gap:10px}.footer-top{flex-direction:column;gap:30px}.footer-top nav{gap:15px}.footer-bottom{flex-direction:column;gap:8px;font-size:10px}.guide-grid{gap:12px}.guide-card{padding:20px}.guide-card h2{font-size:16px}.guide-card p{font-size:11px}.library-header{padding-top:30px}.library-tools{padding:18px}.filter-chips{gap:7px}.filter-chips button{font-size:10px;padding:8px 11px}.article-body{padding:25px 21px}.article-body h1{font-size:30px}.article-body h2{font-size:23px}.article-body .related-articles{grid-template-columns:1fr}.article-sidebar{grid-template-columns:1fr}.article-body .mc{padding:18px}.article-body .mc .grid{gap:13px}.prose-page{width:calc(100% - 32px);padding:27px 23px}.breadcrumb{font-size:10px;padding-top:23px}.library-notice{font-size:10px}.article-layout{padding-top:23px}.offers-inputs fieldset{padding:15px}}
@media(max-width:420px){.brand strong{font-size:13px}.brand small{font-size:8px}.brand-mark{width:35px;height:35px}.brand{gap:9px}.menu-toggle{font-size:10px;padding:8px 10px}.hero h1{font-size:33px}.hero p{font-size:13px}.planner-heading h2{font-size:20px}.tool-panel{padding:20px}.next-tool{margin-inline:-20px;margin-bottom:-20px}.fields.two{gap:17px 12px}.fields label{font-size:11px}.input-affix input{font-size:17px;padding:10px}.guide-grid{grid-template-columns:1fr}.article-body .mc .grid{grid-template-columns:1fr}.pathway{padding:18px}.pathway strong{font-size:14px}.sensitivity-grid{grid-template-columns:1fr}.sensitivity-card{display:flex;align-items:center;justify-content:space-between;gap:12px}.sensitivity-card strong{font-size:17px}.sensitivity-card span{max-width:110px}.comparison-cards{gap:8px}.comparison-card{padding:10px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*:before,*:after{animation:none!important;transition:none!important}}
dialog{max-width:560px;width:calc(100% - 40px);padding:28px;border:1px solid var(--line);border-radius:14px;color:var(--ink);box-shadow:0 20px 80px #122c4025}dialog::backdrop{background:#0c213288}dialog h2{font-size:24px}dialog p{font-size:13px;color:var(--muted)}dialog input{font-size:12px!important}dialog .button{margin-top:20px}dialog #share-status{margin:15px 0 0}
@media(max-width:700px){body{padding-bottom:68px}.mobile-result.show{display:flex;position:fixed;bottom:0;left:0;right:0;z-index:40;background:#fff;border-top:1px solid var(--line);padding:10px 17px;justify-content:space-between;align-items:center;gap:14px;box-shadow:0 -4px 20px #122c4010}.mobile-result span{display:block;font-size:9px;color:var(--muted)}.mobile-result strong{font:700 20px var(--heading)}.mobile-result button{background:var(--navy);color:white;border:0;padding:10px 13px;border-radius:5px;font-size:11px;min-height:40px}.mobile-result div{min-width:0}.mobile-result strong{overflow-wrap:anywhere}}
@media print{body{background:white!important;color:#172f41!important;padding-bottom:0}.site-header,.site-footer,.hero,.planner-heading,.tool-tabs,.planner-grid,.scenario-detail,.content-section,.editorial-band,.breadcrumb,.skip-link,.mobile-result,dialog{display:none!important}.planner{padding:0;width:100%!important}.print-plan{display:block!important;padding:20px}.print-plan h1{font-size:28px}.print-plan h2{font-size:19px;margin-top:25px}.print-plan p,.print-plan td,.print-plan th{font-size:11px}.print-plan table{font-size:11px;width:100%}.print-plan td,.print-plan th{white-space:normal;padding:7px}.print-plan .print-metrics{display:grid;grid-template-columns:1fr 1fr;gap:12px}.print-plan .print-metrics>div{border:1px solid #dce3e8;padding:12px}.print-plan .print-metrics strong{display:block;font-size:20px}.print-plan a{color:inherit}.print-plan section{break-inside:avoid}.print-plan .print-note{font-size:10px;color:#526575}.article-layout,.article-body,.prose-page{display:block!important;width:100%;border:0;margin:0;padding:0}.article-sidebar{display:none!important}}
@media print{.print-plan .breakdown-row>span,.print-plan .comparison-card span,.print-plan .comparison-card p,.print-plan .result-notes,.print-plan .notice{color:#43596b!important}.print-plan .comparison-card{border-color:#dce3e8}.print-plan .breakdown-row{font-size:11px}.print-plan .notice{border-left:2px solid #9a733b}}